Price Ruyler knew that many secrets had been inhumed by the earthquake and fire of San Francisco and wondered if his wife's had been one of them. After all, she had been born in this city of odd and whispered pasts, and there were moments when his silent mother-in-law suggested a past of her own.

That there was a secret of some sort he had been progressively convinced for quite six months. Moreover, he felt equally sure that this impalpable gray cloud had not drifted even transiently between himself and his wife during the first year and a half of their marriage. They had been uncommonly happy; they were happy yet … the difference lay not in the quality of Hélène's devotion, enhanced always by an outspoken admiration for himself and his achievements, but in subtle changes of temperament and spirits.

She had been a gay and irresponsible young creature when he married her, so much so that he had found it expedient to put her on an allowance and ask her not to ran up staggering bills in the fashionable shops; which she visited daily, as much for the pleasure of the informal encounter with other lively and irresponsible young luminaries of San Francisco society as for the excitement of buying what she did not want.

He had broached the subject with some trepidation, for they had never had a quarrel; but she had shown no resentment whatever, merely an eager desire to please him. She even went directly down to the Palace Hotel and reproached her august parent for failing to warn her that a dollar was not capable of infinite expansion.

But no wonder she had been extravagant, she told Ruyler plaintively. It had been like a fairy tale, this sudden release from the rigid economies of her girlhood, when she had rarely had a franc in her pocket, and they had lived in a suite of the old family villa on one of the hills of Rouen, Madame Delano paying her brother for their lodging, and dressing herself and Hélène with the aid of a half paralyzed seamstress with a fiery red nose. Ma foi! It was the nightmare of her youth, that nose and that croaking voice. But the woman had fingers, and a taste! And her mother could have concocted a smart evening frock out of an old window curtain.

But the petted little daughter was never asked to go out and buy a spool of thread, much less was she consulted in the household economies. All she noticed was that her clothes were smarter than Cousin Marthe's, who had a real dressmaker, and was subject to fits of jealous sulks. No wonder that when money was poured into her lap out in this wonderful California she had assumed that it was made only to spend.

But she would learn! She would learn! She would ask her mother that very day to initiate her into the fascinating secrets of personal economies, teach her how to portion out her quarterly allowance between her wardrobe, club dues, charities, even her private automobile.

This last heroic suggestion was her own, and although her husband protested he finally agreed; it was well she should learn just what it cost to be a woman of fashion in San Francisco, and the allowance was very generous. His old steward, Mannings, ran the household, although as he went through the form of laying the bills before his little mistress on the third of every month, she knew that the upkeep of the San Francisco house and the Burlingame villa ran into a small fortune a year.

"It is not that I am threatened with financial disaster," Ruyler had said to her. "But San Francisco has not recovered yet, and it is impossible to say just when she will recover. I want to be absolutely sure of my expenditures."

She had promised vehemently, and, as far as he knew, she had kept her promise. He had received no more bills, and it was obvious that her haughty chauffeur was paid on schedule time, until, seized with another economical spasm, she sold her car and bought a small electric which she could drive herself.

Ruyler, little as he liked his mother-in-law, was intensely grateful to her for the dexterity with which she had adjusted Hélène's mind to the new condition. She even taught her how to keep books in an elemental way and balanced them herself on the first of every month. As Hélène Ruyler had a mind as quick and supple as it was cultivated in _les graces_, she soon ceased to feel the chafing of her new harness, although she did squander the sum she had reserved for three months mere pocket money upon a hat; which was sent to the house by her wily milliner on the first day of the second quarter. She confessed this with tears, and her husband, who thought her feminine passion for hats adorable, dried her tears and took her to the opening night of a new play. But he did not furnish the pathetic little gold mesh bag, and as he made her promise not to borrow, she did not treat her friends to tea or ices at any of the fashionable rendezvous for a month. Then her native French thrift came to her aid and she sold a superfluous gold purse, a wedding present, to an envious friend at a handsome bargain.

That was ancient history now. It was twenty months since Price had received a bill, and secret inquiries during the past two had satisfied him that his wife's name was written in the books of no shop in San Francisco that she would condescend to visit. Therefore, this maddening but intangible barrier had nothing to do with a change of habit that had not caused an hour of tears and sulks. Hélène had a quick temper but a gay and sweet disposition, normally high spirits, little apparent selfishness, and a naïve adoration of masculine superiority and strength; altogether, with her high bred beauty and her dignity in public, an enchanting creature and an ideal wife for a busy man of inherited social position and no small degree of pride.

But all this lovely equipment was blurred, almost obscured at times, by the shadow that he was beginning to liken to the San Francisco fogs that drifted through the Golden Gate and settled down into the deep hollows of the Marin hills; moving gently but restlessly

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