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one who reads this knows what it is like to go in the train, so I shall not tell about it — though it was rather fun, especially the part where the guard came for the tickets at Waterloo, and H. O. was under the seat and pretended to be a dog without a ticket. We went to Charing Cross, and we just went round to Whitehall to see the soldiers and then by St James’s for the same reason — and when we’d looked in the shops a bit we got to Brook Street, Bond Street. It was a brass plate on a door next to a shop — a very grand place, where they sold bonnets and hats — all very bright and smart, and no tickets on them to tell you the price. We rang a bell and a boy opened the door and we asked for Mr Rosenbaum. The boy was not polite; he did not ask us in. So then Dicky gave him his visiting card; it was one of Father’s really, but the name is the same, Mr Richard Bastable, and we others wrote our names underneath. I happened to have a piece of pink chalk in my pocket and we wrote them with that.
Then the boy shut the door in our faces and we waited on the step. But presently he came down and asked our business. So Dicky said —
‘Money advanced, young shaver! and don’t be all day about it!’
And then he made us wait again, till I was quite stiff in my legs, but Alice liked it because of looking at the hats and bonnets, and at last the door opened, and the boy said —
‘Mr Rosenbaum will see you,’ so we wiped our feet on the mat, which said so, and we went up stairs with soft carpets and into a room. It was a beautiful room. I wished then we had put on our best things, or at least washed a little. But it was too late now.
The room had velvet curtains and a soft, soft carpet, and it was full of the most splendid things. Black and gold cabinets, and china, and statues, and pictures. There was a picture of a cabbage and a pheasant and a dead hare that was just like life, and I would have given worlds to have it for my own. The fur was so natural I should never have been tired of looking at it; but Alice liked the one of the girl with the broken jug best. Then besides the pictures there were clocks and candlesticks and vases, and gilt looking-glasses, and boxes of cigars and scent and things littered all over the chairs and tables. It was a wonderful place, and in the middle of all the splendour was a little old gentleman with a very long black coat and a very long white beard and a hookey nose — like a falcon. And he put on a pair of gold spectacles and looked at us as if he knew exactly how much our clothes were worth.
And then, while we elder ones were thinking how to begin, for we had all said ‘Good morning’ as we came in, of course, H. O. began before we could stop him. He said:
‘Are you the G. B.?’
‘The what?’ said the little old gentleman.
‘The G. B.,’ said H. O., and I winked at him to shut up, but he didn’t see me, and the G. B. did. He waved his hand at me to shut up, so I had to, and H. O. went on —‘It stands for Generous Benefactor.’
The old gentleman frowned. Then he said, ‘Your Father sent you here, I suppose?’
‘No he didn’t,’ said Dicky. ‘Why did you think so?’
The old gentleman held out the card, and I explained that we took that because Father’s name happens to be the same as Dicky’s.
‘Doesn’t he know you’ve come?’
‘No,’ said Alice, ‘we shan’t tell him till we’ve got the partnership, because his own business worries him a good deal and we don’t want to bother him with ours till it’s settled, and then we shall give him half our share.’
The old gentleman took off his spectacles and rumpled his hair with his hands, then he said, ‘Then what did you come for?’
‘We saw your advertisement,’ Dicky said, ‘and we want a hundred pounds on our note of hand, and my sister came so that there should be both kinds of us; and we want it to buy a partnership with in the lucrative business for sale of useful patent. No personal attendance necessary.’
‘I don’t think I quite follow you,’ said the G. B. ‘But one thing I should like settled before entering more fully into the matter: why did you call me Generous Benefactor?’
‘Well, you see,’ said Alice, smiling at him to show she wasn’t frightened, though I know really she was, awfully, ‘we thought it was so very kind of you to try to find out the poor people who want money and to help them and lend them your money.’
‘Hum!’ said the G. B. ‘Sit down.’
He cleared the clocks and vases and candlesticks off some of the chairs, and we sat down. The chairs were velvety, with gilt legs. It was like a king’s palace.
‘Now,’ he said, ‘you ought to be at school, instead of thinking about money. Why aren’t you?’
We told him that we should go to school again when Father could manage it, but meantime we wanted to do something to restore the fallen fortunes of the House of Bastable. And we said we thought the lucrative patent would be a very good thing. He asked a lot of questions, and we told him everything we didn’t think Father would mind our telling, and at last he said —
‘You wish to borrow money. When will you repay it?’
‘As soon as we’ve got it, of course,’ Dicky said.
Then the G. B. said to Oswald, ‘You seem the eldest,’ but I explained to him that it was Dicky’s idea, so my being eldest didn’t matter. Then he said to Dicky —‘You are a minor, I presume?’
Dicky said he wasn’t yet, but he had thought of being a mining engineer some day, and going to Klondike.
‘Minor, not miner,’ said the G. B. ‘I mean you’re not of age?’
‘I shall be in ten years, though,’ said Dicky. ‘Then you might repudiate the loan,’ said the G. B., and Dicky said ‘What?’
Of course he ought to have said ‘I beg your pardon. I didn’t quite catch what you said’— that is what Oswald would have said. It is more polite than ‘What.’
‘Repudiate the loan,’ the G. B repeated. ‘I mean you might say you would not pay me back the money, and the law could not compel you to do so.’
‘Oh, well, if you think we’re such sneaks,’ said Dicky, and he got up off his chair. But the G. B. said, ‘Sit down, sit down; I was only joking.’
Then he talked some more, and at last he said —‘I don’t advise you to enter into that partnership. It’s a swindle. Many advertisements are. And I have not a hundred pounds by me today to lend you. But I will lend you a pound, and you can spend it as you like. And when you are twenty-one you shall pay me back.’
‘I shall pay you back long before that,’ said Dicky. ‘Thanks, awfully! And what about the note of hand?’
‘Oh,’ said the G. B., ‘I’ll trust to your honour. Between gentlemen, you know — and ladies’— he made a beautiful bow to Alice —‘a word is as good as a bond.’
Then he took out a sovereign, and held it in his hand while he talked to us. He gave us a lot of good advice about not going into business too young, and about doing our lessons — just swatting a bit, on our own hook, so as not to be put in a low form when we went back to school. And all the time he was stroking the sovereign and looking at it as if he thought it very beautiful. And so it was, for it was a new one. Then at last he held it out to Dicky, and when Dicky put out his hand for it the G. B. suddenly put the sovereign back in his pocket.
‘No,’ he said, ‘I won’t give you the sovereign. I’ll give you fifteen shillings, and this nice bottle of scent. It’s worth far more than the five shillings I’m charging you for it. And, when you can, you shall pay me back the pound, and sixty per cent interest — sixty per cent, sixty per cent.’
‘What’s that?’ said H. O.