The New Retirement. Jan CullinaneЧитать онлайн книгу.
298
304 299
305 300
306 301
307 302
308 303
309 304
310 305
311 306
312 307
313 308
314 309
315 310
316 311
317 312
318 313
319 314
320 315
321 316
322 317
323 318
324 319
325 320
326 321
327 322
328 323
329 325
330 327
331 328
332 329
333 330
334 331
335 332
336 333
337 334
338 335
339 336
340 337
341 338
342 339
343 340
344 341
345 342
346 343
347 344
348 345
The New Retirement
The Ultimate Guide to The Rest of Your Life
Third Edition
Jan Cullinane
Copyright © 2022 by Jan Cullinane. All rights reserved.
Published by John Wiley & Sons, Inc., Hoboken, New Jersey.
Published simultaneously in Canada.
No part of this publication may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording, scanning, or otherwise, except as permitted under Section 107 or 108 of the 1976 United States Copyright Act, without either the prior written permission of the Publisher, or authorization through payment of the appropriate per-copy fee to the Copyright Clearance Center, Inc., 222 Rosewood Drive, Danvers, MA 01923, (978) 750-8400, fax (978) 750-4470, or on the web at www.copyright.com. Requests to the Publisher for permission should be addressed to the Permissions Department, John Wiley & Sons, Inc., 111 River Street, Hoboken, NJ 07030, (201) 748-6011, fax (201) 748-6008, or online at http://www.wiley.com/go/permission.
Limit of Liability/Disclaimer of Warranty: While the publisher and authors have used their best efforts in preparing this work, they make no representations or warranties with respect to the accuracy or completeness of the contents of this work and specifically disclaim all warranties, including without limitation any implied warranties of merchantability or fitness for a particular purpose. No warranty may be created or extended by sales representatives, written sales materials or promotional statements for this work. The fact that an organization, website, or product is referred to in this work as a citation and/or potential source of further information does not mean that the publisher and authors endorse the information or services the organization, website, or product may provide or recommendations it may make. This work is sold with the understanding that the publisher is not engaged in rendering professional services. The advice and strategies contained herein may not be suitable for your situation. You should consult with a specialist where appropriate. Further, readers should be aware that websites listed in this work may have changed or disappeared between when this work was written and when it is read. Neither the publisher nor authors shall be liable for any loss of profit or any other commercial damages, including but not limited to special, incidental, consequential, or other damages.
For general information on our other products and services or for technical support, please contact our Customer Care Department within the United States at (800) 762-2974, outside the United States at (317) 572-3993 or fax (317) 572-4002.
Wiley also publishes its books in a variety of electronic formats. Some content that appears in print may not be available in electronic formats. For more information about Wiley products, visit our web site at www.wiley.com.
Library of Congress Cataloging-in-Publication Data
Names: Cullinane, Jan, author.
Title: The new retirement : the ultimate guide to the rest of your life / Jan Cullinane.
Description: Third edition. | Hoboken, New Jersey : Wiley, [2022] | Includes index.
Identifiers: LCCN 2022010301 (print) | LCCN 2022010302 (ebook) | ISBN 9781119838159 (paperback) | ISBN 9781119838173 (adobe pdf) | ISBN 9781119838166 (epub)
Subjects: LCSH: Retirement—United States—Planning.
Classification: LCC HQ1063.2.U6 C85 2022 (print) | LCC HQ1063.2.U6 (ebook) | DDC 646.7/9—dc23/eng/20220314
LC record available at https://lccn.loc.gov/2022010301
LC ebook record available at https://lccn.loc.gov/2022010302
Cover Design: Wiley
Cover Image: © Westend61/Getty Images
To Roger, my sounding board, cheerleader, and supporter extraordinaire.
Foreword
by Kerry Hannon
– Best-selling author of Great Pajama Jobs, Never Too Old to Get Rich, and Great Jobs for Everyone 50+, career/retirement strategist
Demographic transformation and population aging are occurring at a blistering pace around the world. Increasingly, our lifespans are topping 100 years, and this will become increasingly commonplace in the years to come.
That's the backdrop for my curmudgeonly views on retirement. I am not a fan. At least not in the way it has been approached in the past.
I guess you'd have to say I'm the anti-retirement expert. I routinely remark: Let's retire the word retire.
I say this for myriad compelling reasons. In large measure, it's spurred by deep-seated financial concerns. A striking number of Americans have little saved for retirement and do not have access to an employer retirement plan to help them sock away